Real estate in Helsinki: what makes the region interesting
Home prices changed by -2.6%¹ over the year (by country, Q2 2026). Mortgage rate — 3.2%². Central bank key rate — 2.5%⁵. Country's economic growth in 2025 — +0.2%⁶, on average for 2016–2025 — +0.9%⁷ per year. Inflation — 2.1%³ (July 2026), income per capita — $55,250⁴ per year.
Housing market in numbers
Housing prices since 2017
+11%
Apartment price per m² · Helsinki/Helsingfors · Eurostat · 2017 – 2024
Annual change in housing prices
-2.6%
by country · BIS · Q1 2016 – Q2 2026
Housing Price Index
index 103.9
by country · BIS · Q1 2016 – Q2 2026
1-bedroom rent
$1,309 per month
Helsinki · Eurostat · 2021 – 2025
2-bedroom rent
$1,765 per month
Helsinki · Eurostat · 2021 – 2025
3-bedroom rent
$2,732 per month
Helsinki · Eurostat · 2021 – 2025
House rent
$4,212 per month
Helsinki · Eurostat · 2021 – 2025
Rent per m² per year
$271 per m² per year
Helsinki/Helsingfors · Eurostat · 2015 – 2024
Mortgage rate
3.2%
by country · ECB · Jan 2016 – Aug 2026
Central bank key rate
2.5%
by country · BIS · Jan 2016 – Sep 2026
Country economy in numbers
Inflation
2.1%
by country · World Bank · Jan 2016 – Jul 2026
Income per person per year
$55,250
by country · World Bank · 2016 – 2025
Economic growth
+0.2%
by country · World Bank · 2016 – 2025
Unemployment
9.5%
by country · World Bank · 2016 – 2025
Natural anchors
Nature and climate of Helsinki
≈ m above sea level — low: coastal zone at risk of sea level rise.
Water
1 °C⁸ in January · 19 °C⁸ in July
Precipitation
840 mm⁹ per year
Hotels
116¹⁰ accommodation properties within 50 km radius
Average temperatures and precipitation by month
Loading climate data…
Society, language, religion
How Life is Organized in Helsinki
Country population
5.6M¹¹
Political stability
82 out of 100¹²
Unemployment
9.5%¹³
Population and stability
Country population
5.6M
by country · World Bank · 2016 – 2025
Political stability
82 out of 100
by country · World Bank · 2016 – 2025
Sources
1BIS — Annual change in housing prices, Q2 2026 · Bank for International Settlements (BIS) statistics
2ECB — Mortgage rate, August 2026 · Source: ECB statistics
3World Bank — Inflation, July 2026 · World Bank, Global Economic Monitor (CC BY 4.0)
4World Bank — Income per person per year, 2025 · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
5BIS — Central bank key rate, Oct 27, 2026 · Bank for International Settlements (BIS) statistics
6World Bank — Economic growth, 2025 · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
7World Bank — Economic growth, 2016–2025; calculated from source data · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
8Open-Meteo Marine — Sea surface temperature, average for January and July 2025