Real estate in Malta: what makes the region interesting
Home prices changed by +6.9%¹ over the year (by country, Q2 2026). Mortgage rate — 1.9%². Central bank key rate — 2.5%⁵. Country's economic growth in 2025 — +4%⁶, on average for 2016–2025 — +6.2%⁷ per year. Inflation — 2.7%³ (July 2026), income per capita — $41,440⁴ per year.
Housing market in numbers
Housing prices since 2016
+83%
Housing Price Index · by country · Eurostat · Q1 2016 – Q2 2026
Annual change in housing prices
+6.9%
by country · Eurostat · Q1 2016 – Q2 2026
Mortgage rate
1.9%
by country · ECB · Jan 2016 – Aug 2026
Central bank key rate
2.5%
by country · BIS · Jan 2016 – Sep 2026
Country economy in numbers
Inflation
2.7%
by country · World Bank · Jan 2016 – Jul 2026
Income per person per year
$41,440
by country · World Bank · 2016 – 2025
Economic growth
+4%
by country · World Bank · 2016 – 2025
Unemployment
2.9%
by country · World Bank · 2016 – 2025
Natural anchors
Nature and climate of Malta
≈ m above sea level — low: coastal zone at risk of sea level rise.
Water
17 °C⁸ in January · 28 °C⁸ in July
Precipitation
485 mm⁹ per year
Hotels
263¹⁰ accommodation properties within 50 km radius
2ECB — Mortgage rate, August 2026 · Source: ECB statistics
3World Bank — Inflation, July 2026 · World Bank, Global Economic Monitor (CC BY 4.0)
4World Bank — Income per person per year, 2025 · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
5BIS — Central bank key rate, Oct 27, 2026 · Bank for International Settlements (BIS) statistics
6World Bank — Economic growth, 2025 · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
7World Bank — Economic growth, 2016–2025; calculated from source data · World Bank, World Development Indicators / Worldwide Governance Indicators (CC BY 4.0)
8Open-Meteo Marine — Sea surface temperature, average for January and July 2025